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How to Prepare for a Mortgage

When you are ready to finally reach the milestone of purchasing your own home, there is a lot of things on your plate to accomplish. From hiring an inspector to check over the home to finding out how to move all your belongings to choosing the right mortgage company, there is a lot to do before you can kick back and relax in your new home. However, all of your homeowner dreams will turn to dust if you can’t accomplish the first step: acquiring a mortgage. If you are new to the home buying world, getting a mortgage can seem like an impossible task. However, it is doable through organization and dedication, and here is how you can do it.

Get familiar with your credit. If you want to consider getting a home loan, you have to become friends with your credit score. Your credit score, which is any number between 300 and 850, is one of the biggest hurdles standing between you and your mortgage. The higher your credit score, the more likely you will get a loan from a rep (more…)

26 Oct 2018