Before Investing in Commercial Real Estate, Ask These 3 Questions

Why invest in reits

Should I invest in real estate?

You may have asked yourself this question before. Although residential and commercial real estate can be excellent investments, getting into the game can be overwhelming at first. Having experienced real estate partners can help you to learn tips and tricks of the trade more quickly, but before you invest in any type of real estate, there are some important questions you always need to ask. If you’re weighing your options and are wondering, “should I invest in property A?” or “should I invest in real estate option B?,” you’ll need to answer these thr (more…)

11 Jan 2017

New Trump Administration Prompts Changes Within the SEC

ria money transferThe U.S. Securities and Exchange Commission (SEC) consists of five President-appointed commissioners who serve five-year terms. The President designates one commissioner or chairman and no more than three of the commissions can belong to the same political party.

Now, both Mary Jo White, the Chairwoman of the SEC and Andrew Ceresney, the SEC Enforcement Director, have announced their resignation once the Trump administration takes over.

“It has been a tremendous honor to work alongside the incredibly talented and dedicated SEC staff members who do so much every day to protect investors and our markets,” said White. “I am very proud of our three consecutive years of record enforcement actions, dozens of fundamental reforms through our rule-makings that have strengthened investor protections and market stability and that the job satisfaction of our phenomenal staff has climbed in each of the last three years.”

According to Legal NewsLine, White was the 31st SEC Chair and has served one of the longest terms in history of the commission. Both White and Ceresney focused on improving the overall market for RIA compliance consultants, investors, and everyone else involved in the industry.

Ceresney, who came into the agency alongside White, has overseen the commission and brought a record number of cases by targeting both small infractions and large scams involving fraudulent RIA money transfers.

“We really have brought important cases across the whole securities realm, in every priority area,” said Ceresney. “Enforcement will always be a high priority, it’s a bipartisan issue. “Any enforcement director should be encouraging their people to be creative and aggressive but also fair.”

Not only that, but The Wall Street Journal reports that under Ceresney’s supervision the enforcement division filed 143 cases targeting inaccurate municipal bond disclosures and various cases involving short selling and other public offering violations.

Because of the incoming administration, and many uncertainties concerning the future of the SEC, RIA consultants who deal with RIA money transfers will be even more focused on the new regulations. In the meantime, like much of the world, many financial advisors and RIA companies will be taking a “wait and see” approach to 2017.

To learn more about RIA money transfer online programs or to speak with professional RIA consultants, contact Focus 1 Associates.

28 Dec 2016

Small Business ValuationA Necessary Commodity

Business valuations

Small business valuation is generally done for reasons of determining the economic value of the interest an owner has in a business. It is a process of procedures carried out to find the worth of a business, commonly known as the premise of value and the standard of value. These are the two key elements upon which a valuation is usually based. A small business valuation is generally done when an owner wants to establish a partnership and bring in another partial owner, or in cases of divorce, or when the owner is considering selling the business.

When the owner of a small business wants to consider how to value a company, they will generally seek out a professional in the field. There are many companies experienced in business valuation that provide trained staff to research and calcula (more…)

28 Dec 2016

Are You Ready For Your First Real Estate Investment Deal?

Real estate secured lending

Are you interested in investing in real estate? Do you want to become your own property owner and landlord? The real estate industry is a growing business that provides many with a prosperous self employment opportunity. However, just as with any other type of business, there is risk in your investment. There are steps that any real estate investor should follow when completing a deal. The following steps will ensure that you are making a good financial decision and that you are prepared for the work. Go through these questions anytime you are considering purchasing a real estate property for investment purposes.

Are you financially ready?

If you struggle to make your rent or mortgage payments on a regular basis, purchasing another property may not be a good idea. If your source of (more…)

08 Dec 2016

4 Types of Commercial Property Investments That Can Help You Make Serious Money

Commercial real estate

See a piece of commercial real estate for sale and wonder what you can do with it? Real estate investing is a lucrative business that doesn’t always require hands-on activity.

Buying commercial real estate means that you own the building, meaning that you don’t have to have the slightest clue about the industry that wants to inhabit your space. Although, it wouldn’t hurt to.

There are a number of industries that are always searching for new spaces. The following business types are great investments when it comes to property buying.

Restaurants

Restaurants are everywhere, and they usually sink or float. For this type of business, you really need to be savvy in the restaurant sce (more…)

08 Nov 2016

How Often Does Your Company Write Payroll Cheques?

Payroll processing service

The advertising spots on local television and radio stations make it apparent that the holidays are fast approaching. In the midwest, Omaha Steaks is looking for temporary staff members to work very flexible hours in an effort to meet the increased orders leading up to the holidays. Trucking services hire part time staff to work any time during the day or night to help efficiently load and unload trucks that are making more and more deliveries every day as the holidays approach. Even pop up kiosks at the local malls are looking for staff to sell the seasonal merchandise that flies off the shelves during the months of November and December.
It is indeed that time of year again. Part time workers are trying to pick up extra hours. Stay at home moms are looking for temporary jobs. Even teenagers wh (more…)

07 Nov 2016

Why Your Buisness Needs Evaluation Software

Business valuation resources

Every month, about 543,000 new businesses get on their feet, and all of the people in charge of those companies are fully aware of the risks in their ventures. As those businesses grow, so too does the risks. The solution comes from streamlining operations, broadening profit margins, and making the product and work environment as safe as possible.

But a surprising amount of money is squandered on trying to identify exactly what and where those risks are. That’s where business evaluation services come in. There are professionals, equipped with training, experience, and most importantly, software, who are able to assess the risks in your business, and your worth. This information is especially vital at the beginning of your company and at the end, and can be delivered through business valuation (more…)

29 Jul 2016

Valuing Your Business Is an Inexact Science

Business valuation analysis

Selling a business is not an easy thing to do, especially when it comes to determining its value. Unlike with a house or piece of commercial property, there isn’t really a standardized way to appraise businesses. Though you can put solid values on physical assets, it is much harder to value intangible assets such as patents. Still, when trying to sell your small business, it is important to find appropriate small business comps. Here are some tips for going about the valuation process.

When looking to value your business for a sale, there are two things you need to work out at the start: why you need the business valuation and assembling all the documents you will need for the valuation.

Determining why you need the valuation is usually pretty clear, (more…)

10 May 2016

The 3 Approaches to Business Valuation

Comparables valuation

What is your business worth? In reality, this question is quite subjective. There is no one way to establish the worth of a business because business value can mean different things to different people. For instance, you might think that your company’s connection to the community is worth a lot while your investors feel that the value of your business is based entirely on income. The value of your business can change from one moment to the next depending on a variety of different factors related to the economy and other social aspects of the community in which you are established.

Business valuation is a process that determines what a business is worth in financial terms; it is largely an economic analysis exercise. There are two things you must do before you can establish the value of your company. (more…)

29 Apr 2016

6 Tips for Getting the Right Small Business Valuation for Your Company

Business valuation software

Finding an accurate valuation for your business may be more challenging that you think it should be. As counter intuitive as it may seem, your small business valuation is not absolute. It can be impacted by the reasons you are doing the small business valuation. The key elements in determining your business’s value are how you plan to measure it and what your circumstances are for calculating it.

6 Tips for Determining Your Small Business Valuation:

  1. Compile your data. The first thing most small business valuation experts say you need to do is get all of your data together. Get all of your financial data together (more…)

25 Apr 2016